Thursday, July 15, 2010

Ladder to Indian Rural Prosperity

Ladder to Indian Rural Prosperity

India is making news for its average GDP growth figures of 7-8% for the current decade (2001-2010). But where is the development? Is it limited to just 40% of the population living in Urban areas what about the 60% of the population residing in Rural areas.
Isn’t it a cancerous growth?
Where one organ grows at a rapid pace at the cost of others.
Rural India is still deprived of basic facilities like all season Road, electricity, basic health care facilities, good educational institutes and employment opportunities. Why the fruits of development are not trickling down to rural India? Why rural India is trapped into vicious cycle of poverty?
This can be attributed to Four major factors:-
1. Lack of Quality Human resource
In order to implement a project in rural India it is very difficult to find quality human resource. People with caliber prefer to live in cities than villages, and if somehow they are posted in rural areas then they work half heartedly.
2. Improper Policy
Indian Policy makers are very capable, but when it comes to rural India their work seems to be sketchy. This may be attributed to poor know how about the rural India.
• In the name of Poor, millions and millions of rupees are being spent in MNERGA which is not self sustainable in itself.
• Billions of rupees are being given to fertilizer industry in the name of subsidy but there is hardly any enthusiasm to promote organic farming.
• Banks generally siphon out the money from rural economy and generally have low credit deposit ratio in rural branches.
3. Lack of Investment
Public sector units or Private sector units, both they are unwilling to invest in rural areas, and how can we think of growth without investment.
4. Capacity Lag among Rural Population
Villagers have the zeal to work for their development but they do not have required capacity. Their know-how about the processes is very limited and they are dependent on others to get their work done.
Breaking the vicious cycle:
Nurturing Agri-Preneurship in rural India
Consumption hubs “Cities” are facing dearth of food supply, and is reflected in the form of higher prices of food grains, vegetables, fruits and milk etc. This supply driven inflation cannot be controlled only through monetary policy, which siphon out surplus money from the economy by using different financial tools.
It requires an integrated policy initiative which can start self sustaining business activity in rural areas; Policy initiatives, which promote investment in rural India and ease the process of credit availability.
Villages are production hubs, they have immense unutilized potential. This can be tapped by developing large number of Agri-preneurs, who are living in rural areas, have the zeal to work for rural areas and if facilitated can develop their villages, Panchyats and Blocks into small Agri-Economic Zones. Several Profitable Agricultural enterprises can be developed in rural areas, depending on its fit with the agro-climatic situation, some of which are given below:-
I. Animal Husbandry
II. Dairy
III. Poultry
IV. Goatry
V. Piggery
VI. Horticulture
These enterprises will act as growth engines of rural economy whereby it will bring stability in the lives of rural population by diversifying their revenue stream and reducing their dependency of agricultural crops. These enterprises will also generate employment opportunities in rural economy and will reduce the migration for work.
Ladder to rural Prosperity
In order to develop Agricultural enterprises on a large commercial scale, Agri-Preneurs should be taken through ladder of rural prosperity. The details of which are given below:-
1st Step: - In this step sample survey needs to be carried out in the village to know the socio-economic status of the farmers, their revenue streams and their desire to take Agri-Business activity.
2nd Step: - Farmers should be mobilized to form farmers club and the requisite training related to formation and operation of the Club should be provided to them.
3rd Step: - The Clubs should then be motivated to take up an Agri-Business activity on the basis of agro-climatic conditions, their desire and their socio-economic status.
4th Step:-Technical, Operational and Managerial Training of the club members should be given on Agri-Business Activity identified.


5th Step: - The Clubs should then be assisted, in preparing detailed project report (DPR) for the Agri-Business activity and getting it sanctioned from commercial Banks. The clubs should be liasioned with different institution like NABARD, ATMA, KVK, NHM etc
6th Step:-Handholding should be done at the time of implementation of plan and marketing of the produce.
Om

No comments:

Post a Comment